Partena - Business & Expats

→ Introduction

Partena Business & Expats is an apolitical mutualité which is part of the Union of Free Mutualités Funds of Belgium.

What is a mutuality?

In most European countries, you are automatically registered with Social Security.  In Belgium, you have to register yourself with a mutuality (also known as "mutuelle").

Belgian Social Security is  funded by the contributions withheld from your income (salaries if you are salaried, social laws if you are self-employed). This is what is called ONSS withholdings (ONSS : National Social Security Office).

The mutualité acts as an intermediary between the INAMI (National Institute for Sickness and Invalidity Insurance) and their members, and allows them to:

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