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→ HOSPITALISATION INSURANCE

What is Hospitalia ?

Hospitalia is an hospitalisation insurance which provide excellent cover and guarantee complete protection at a competitive price. Apart from the basic insurance that is already very broad, you can opt for complementary modules (Hospitalia +, ambulatory, continuity, 'forfait H') depending on your needs, and as such increase your coverage should you have to be hospitalised.

 

What does it cover?

1) Hospitalisation expenses in Belgium

In a two-person room or multi-bed ward: full reimbursement

In a private room: reimbursement of the personal remainder fees and the room supplements 

What to do?

 

2) Pharmaceutical and parapharmaceutical expenses

In a two-person room or multi-bed ward: full reimbursement

In a private room:

What to do?

 

3) Medical and paramedical fees


Fees which are reimbursable by compulsory insurance

In a two-person room or multi-bed ward: full reimbursement

In a private room:


Fees which are not reimbursable by compulsory insurance

In a two-person room or multi-bed ward: full reimbursement

In a private room: reimbursement of the amount billed up to € 1.000 per hospitalisation


What to do ?

 

4) Various expenses (accompanying relative, support hose, ...)

o    In a two-person room or a multi-bed ward: full reimbursement

o    In a private room: reimbursement of the expenses up to € 12 per day. Therapeutic support hose will be fully reimbursed. 

What to do ?

·         Submit the completed request for reimbursement form and the original invoice.

 

5) Other reimbursements: in-vitrofertilisation and surgical robots

In a two-person room or a multi-bed ward: full reimbursement

In a private room:

What to do ?

 

6) Day hospitalisation (one day clinic)

    What to do ?

 

7) Advance payments made to hospitals in Belgium

     What to do ?

 

8) Pre-hospitalisation expenses in Belgium

o    in Belgium

o    up to 30 days preceding hospitalisation

o    a home delivery 

o    a stay in a geriatric ward

o    rehabilitaition

o    a stay in a service for functional readaptation

o    psychiatry

o    neuropsychiatry (children and adults

What to do ?

 

9) Post-hospitalisation expenses in Belgium

o    in Belgium

o    up to 90 days following hospitalisation - for physiotherapy: up to 180 days following hospitalisation 

o    a delivery at home

o    a stay in a geriatric ward

o    rehabilitaition

o    a stay in a service for functional readaptation

o    psychiatry

o    neuropsychiatry (children and adults)
 

What to do ?

 

10) Urgent patient transportation (100/112)

   What to do ?

 

11) A convalescent stay after hospitalisation

What to do ?

 

12) The ‘Serious Illnesses’ guarantee

The Serious Illnesses Guarantee of Hospitalia/Hospitalia Plus intervenes in the healthcare expenses (outpatient treatment) of 28 serious illnesses, up to a limit of €7,000/year:

What to do ?

 

13) Delivery at home

You receive a fixed amount of € 500 in case of a delivery at home. 

What to do ?

 

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